Privacy Policy

1. Introduction

We take your privacy seriously. This Privacy Policy explains how Oliver Larking ("we", "us", or "our") collects, uses, and protects your personal data when you visit our website oliverlarking.de or use our services.

This policy complies with the General Data Protection Regulation (GDPR) and German data protection laws (BDSG).

2. Data Controller

The data controller responsible for your personal data is:

Oliver Larking
Ennepestraße 1
46395 Bocholt, Germany
Email: Oliver.Larking@dvag.de
Phone: +49 2871 2354101

3. Data We Collect

3.1 Information You Provide

When you use our contact forms, download resources, or book appointments, we collect:

• Name and contact details (email, phone number)
• Information about your inquiry or interests
• Any additional information you choose to share

3.2 Automatically Collected Data

When you visit our website, we may automatically collect:

• IP address (anonymized)
• Browser type and version
• Device type and operating system
• Pages visited and time spent
• Referring website

4. How We Use Your Data

We use your personal data for the following purposes:

• To respond to your inquiries and provide requested information
• To schedule and conduct consultations
• To send you relevant content you've requested (e.g., guides, newsletters)
• To improve our website and services
• To comply with legal obligations

5. Legal Basis for Processing

We process your data based on:

• Consent (Art. 6(1)(a) GDPR): When you submit forms or opt in to communications
• Contractual necessity (Art. 6(1)(b) GDPR): To provide requested services
• Legitimate interests (Art. 6(1)(f) GDPR): To improve our services and website security

6. Cookies

We use cookies to enhance your experience on our website. We distinguish between:

• Essential cookies: Required for basic website functionality
• Analytics cookies: Help us understand how visitors use our site (only with your consent)
• Marketing cookies: Used for advertising purposes (only with your consent)

You can manage your cookie preferences through our cookie banner or your browser settings.

7. Data Sharing

We do not sell your personal data. We may share data with:

• Service providers who assist us (e.g., email hosting, appointment scheduling)
• Legal authorities when required by law
• Deutsche Vermögensberatung AG (DVAG) as part of our advisory services

All service providers are contractually bound to protect your data and use it only for the specified purposes.

8. Data Retention

We retain your data only as long as necessary for the purposes described in this policy, or as required by law. Typically:

• Contact form submissions: 3 years after last contact
• Newsletter subscriptions: Until you unsubscribe
• Client records: As required by German commercial law (typically 10 years)

9. Your Rights

Under GDPR, you have the right to:

• Access: Request a copy of your personal data
• Rectification: Correct inaccurate or incomplete data
• Erasure: Request deletion of your data ("right to be forgotten")
• Restriction: Limit how we process your data
• Portability: Receive your data in a machine-readable format
• Objection: Object to certain types of processing
• Withdraw consent: Revoke previously given consent at any time

To exercise these rights, contact us at Oliver.Larking@dvag.de.

10. Data Security

We implement appropriate technical and organizational measures to protect your data, including:

• SSL/TLS encryption for data transmission
• Secure hosting within the European Union
• Access controls and authentication
• Regular security reviews

11. Third-Party Services

Our website may use the following third-party services:

• Google Fonts: For typography (fonts.googleapis.com)
• Calendly: For appointment scheduling (if implemented)

Each service has its own privacy policy governing their data practices.

12. Changes to This Policy

We may update this Privacy Policy from time to time. We will notify you of significant changes by posting the new policy on this page with an updated "Last updated" date.

13. Complaints

If you believe we have not handled your data correctly, you have the right to lodge a complaint with a supervisory authority. In Germany, you can contact:

Landesbeauftragte für Datenschutz und Informationsfreiheit Nordrhein-Westfalen
Postfach 20 04 44
40102 Düsseldorf
Website: www.ldi.nrw.de

14. Contact

For any questions about this Privacy Policy or your personal data, please contact:

Oliver Larking
Email: Oliver.Larking@dvag.de
Phone: +49 2871 2354101