About
Meet Oliver Larking
Your trusted partner in navigating German finances—one conversation at a time.
Wealth Advisor
Financial guidance that speaks your language
I'm Oliver Larking, an IHK-certified financial advisor based in Bocholt, Germany. I specialize in helping expats and English-speaking professionals make sense of Germany's complex financial landscape.
Whether you're navigating private health insurance for the first time, planning to buy property, or looking to build long-term wealth, I provide clear, honest guidance tailored to your unique situation.
My Story
When I first started working with expats, I noticed something troubling: brilliant, capable professionals who had mastered their careers were completely lost when it came to German finances. The system is complex, the paperwork is overwhelming, and most information is only available in German.
I saw people making costly mistakes—choosing the wrong insurance type, missing out on tax advantages, or simply putting off important decisions because they didn't know where to start. They needed someone who could explain things clearly, in English, without the jargon or sales pressure.
That's what I set out to provide. Since 2018, I've helped hundreds of expats take control of their finances in Germany. My approach is simple: I listen to understand your situation, explain your options clearly, and help you make informed decisions that align with your goals.
I'm not here to sell you products. I'm here to be your guide through a system that wasn't designed with you in mind. My success is measured by your confidence and peace of mind—not by transactions.
What I Stand For
The principles that guide every conversation and recommendation.
Transparency
No hidden agendas, no fine print. I explain how I'm compensated and ensure you always understand what you're signing up for.
Long-term Focus
I'm not interested in quick sales. I build relationships that last years, adapting your strategy as your life evolves.
Clear Communication
Complex topics deserve simple explanations. I speak in plain English, not financial jargon, so you can make confident decisions.
Credentials & Qualifications
Professional certifications and regulatory compliance you can trust.
Kaufmann für Versicherungen und Finanzen (IHK)
German Chamber of Commerce certified insurance and finance professional.
Registered Financial Advisor
Fully registered and compliant with German financial regulations (§34d GewO).
DVAG Partnership
Working in cooperation with Deutsche Vermögensberatung AG, one of Germany's largest financial advisory networks.
Bilingual Service
Native English speaker providing full service in both English and German.
Let's Start a Conversation
The first step is always the hardest. Book a free 10-15 minute call—no commitment, no pressure. Just a chance to see if we're a good fit.