Services

Gold & Silver

Protect and diversify your wealth with precious metals investment.

Wealth Protection

Precious Metals Investment

For thousands of years, gold and silver have been stores of value. In times of economic uncertainty, inflation, and currency volatility, precious metals offer something few other assets can: true diversification and wealth preservation.

I help you understand how precious metals fit into your overall financial strategy, navigate the tax implications in Germany, and find secure ways to acquire and store physical metals.

Discuss Precious Metals

Why Precious Metals?

Key benefits that make gold and silver valuable portfolio additions.

Inflation Hedge

Gold has historically maintained purchasing power over long periods, protecting against currency devaluation.

Portfolio Diversification

Precious metals often move independently of stocks and bonds, reducing overall portfolio volatility.

Global Recognition

Gold and silver are universally recognized stores of value, liquid and accepted worldwide.

Gold vs. Silver

Both metals have their place in a diversified portfolio. Here's how they compare.

Gold

The Ultimate Store of Value

  • More stable price movements
  • Higher value-to-weight ratio for storage
  • Tax-free in Germany (investment gold)
  • Primary role: wealth preservation
  • Central banks hold gold as reserves

Silver

Industrial & Monetary Metal

  • Higher volatility = higher potential returns
  • Lower entry point for beginning investors
  • Subject to 19% VAT in Germany
  • Industrial demand from electronics, solar
  • Historically undervalued vs. gold

How I Help

1

Portfolio Assessment

We review your existing investments to determine what allocation to precious metals makes sense for your risk profile and goals.

2

Tax Strategy

I explain the tax implications of different precious metals investments in Germany—investment gold is VAT-free, but silver is not.

3

Acquisition Guidance

I help you understand the options: coins vs. bars, reputable dealers, and what premiums are reasonable.

4

Storage Solutions

We discuss secure storage options—home safes, bank deposit boxes, or professional vault storage services.

Frequently Asked Questions

Investment gold (bars with at least 99.5% purity and coins meeting certain criteria) is exempt from VAT in Germany. Capital gains are also tax-free if held for more than one year. This makes gold particularly attractive for German-based investors.
Most financial advisors suggest 5-15% of a portfolio in precious metals for diversification. The right amount depends on your age, risk tolerance, and overall financial situation. We can determine the appropriate allocation during our consultation.
Physical gold offers true ownership and no counterparty risk. Gold ETFs are more convenient but involve management fees and you don't actually own the metal. For wealth preservation and crisis protection, physical gold is generally preferred.
Options include home safes (convenient but limited security), bank safe deposit boxes (secure but dependent on bank hours), and professional vault storage (highest security, often with insurance). The best choice depends on the amount and your accessibility needs.

Interested in Precious Metals?

Book a free call to discuss how gold and silver might fit into your financial strategy.

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