How It Works

We start with a brief, no-obligation conversation. This isn't a sales pitch—it's a chance to understand your situation and see if I can help.

• Discuss your current situation and main concerns
• Identify which services are most relevant to you
• Determine if we're a good fit to work together

If we decide to work together, we schedule a comprehensive session to map out your complete financial picture. This is where the real work begins.

• Review your income, expenses, and existing coverage
• Understand your short and long-term goals
• Identify gaps, risks, and opportunities
• Discuss your plans for Germany (staying, relocating, etc.)

Based on our analysis, I prepare tailored recommendations. We review these together so you understand not just what to do, but why.

• Clear comparison of your options
• Honest assessment of pros and cons
• Prioritized action plan you can follow
• Time for questions and adjustments

Once you've decided, I handle the heavy lifting. Applications, paperwork, coordination with providers—you focus on your life while I manage the details.

• Prepare and submit applications
• Liaise with insurers, banks, and providers
• Keep you informed at every step
• Ensure everything is set up correctly

Financial planning isn't a one-time event. Life changes—jobs, family, goals. I'm here for the long haul, reviewing and adjusting your strategy as needed.

• Regular check-ins (typically annual)
• Proactive updates when regulations change
• Support for new financial decisions
• Always available when questions arise